This only applies to Contract Hire/Personal Contract Hire or Personal Contract Purchase agreements when your intention is to return the vehicle. This relates to the vehicle condition when the vehicle is returned. The vehicle will be inspected by a representative of the finance company and they will require a signature to say you agree to the condition of the vehicle.
BVRLA have set guidelines that all finance companies adhere to when assessing return vehicles. To ascertain what is classed as fair wear and tear click on the links below:-